Speed & Simplicity
Receive funding on the same day you deliver, no long waiting periods or hidden hiccups.
Unlock Same-Day Cash Flow with Truck Factoring
Stop waiting on broker payments. Get paid today, stay focused on the road.
Texas-Based
Transparent Rates
Same Day
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Built for Truckers
Keep Your Wheels Turning
Based in Texas and explicitly built for owner-operators and small fleets, SS Brown Funding offers factoring solutions designed to keep your wheels turning and your business growing.
We understand how interruptions in cash flow affect your operations, from maintenance and fuel to payroll, and we’re committed to delivering transparent, fast funding and flexible terms so you can concentrate on hauling, not chasing pay.
Designed for Realities on the Road
Why SS Brown Funding Works for You
Transparent Terms
No surprise fees, no confusing fine print. You get straightforward advance rates and clear cost disclosures.
Texas-Based Support
With our operations rooted in Texas, we understand the unique challenges of the Texas market and provide local responsiveness.
Scalable for Fleets
Whether you’re an owner-operator or managing a multi-truck fleet, we offer scalable solutions that adapt as you grow.
Additional Tools
Access value-added services, including fuel savings, digital wallet, and online account management.
Ready to start?
Get fast funding tailored to your routes and cash-flow needs.
From Invoice to Cash
How It Works
Apply Online
You complete our quick online or phone application, with no complicated backlog.
Submit Invoices
Upon approval, you submit your broker invoices and load documentation.
Get Funded
Once received, SS Brown Funding gets you paid the same day.
Manage & Grow
Manage your account via our web portal. As you haul more, the program adapts.
Who We Serve
Owner–Operators
Looking to eliminate invoice-wait cycles and stabilize cash flow.
Small Fleets
2–50 trucks that need a factoring partner experienced in truck-dispatch workflows.
TX & Regional
Carriers in Texas or the Southeast wanting a reliable solution without overhead.
Brokers
Pairing carriers with a partner that offers high service and operational ease.
Why Choose SS Brown
Funding?
Unlike many generic large-factoring firms, SS Brown Funding focuses exclusively on the transportation industry, trucks, loads, and dispatchers, so you aren’t treated like just another invoice.
With deep experience in freight-factoring, we pair industry knowledge with dedicated account managers who understand trucking cycles. Plus, being Texas-based means you get the responsiveness of a local partner.
Get FundedDedicated Account Managers
We understand broker pay periods and maintenance demands.
No Hidden Fees
Straightforward advance rates. No surprise upload costs.
Trucking Industry Focus
We don't do general business loans. We do freight.
Same-Day Speed
Designed for owner-operators who need cash now.
Frequently Asked Questions
Our advance rates depend on creditworthiness, volume, and broker relationships, but many of our clients see high-advance terms that allow them to access a significant portion of their invoice value quickly.
No. We provide straightforward pricing with clear disclosures, so there are no surprise add-on fees.
Once payment is received and applied, your remaining reserve is released quickly—typically the same or next business day.
Yes. We can connect you with fuel programs and other value-added services that support day-to-day operations.
Absolutely. Our program scales with you, so whether you’re running one truck or a growing fleet, your factoring solution adapts.